When you think about getting out of debt and creating a budget, credit cards are not the first thing that comes to mind. Many people will say to cut up your cards or freeze them so you can’t use them but I am thinking differently. OK…Ok….before you say “What is this chic talking about” hear me out.
Disclaimer: I am not a financial planner, I am not giving you any advice as to what you should do. I am sharing with you the sites I have used and what I did to raise my credit/FICO score. This works for me and may not work for everyone.