When you think about getting out of debt and creating a budget, credit cards are not the first thing that comes to mind. Many people will say to cut up your cards or freeze them so you can’t use them but I am thinking differently. OK…Ok….before you say “What is this chic talking about” hear me out.
Debt is the worse thing to have. It lingers over your head, stresses you out and you feel like your never going to get out of it. Here are 7 baby steps to help you get out of debt….